QUOTE

The most wasted of all days is one without laughter.
- E E. Cummings
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FUN & FOOD

I am participating in a collective, constructive, and TASTY experiment.

As such, you have been invited to be part of a recipe exchange concept. We hope you will participate. I picked those I thought would make this fun.
Please send a recipe to the person whose name is in position 1 (even if you don't know him/her) and it should be something quick, easy and without rare ingredients.
Actually, the best one is the one you know in your head and can type right now.
Don't agonize over it, it is one you make when you are short of time.

After you've sent the recipe to the person in position 1 below and only to that person, copy this letter into a new email, move my name to position 1 and put your name in position 2.
Only my and your name should show when you send your email.
Send to 10 friends BCC (blindcopy). If you cannot do this within 5 days, let us know so it will be fair to those participating. You should receive 36 recipes.
It's fun to see where they come from! Seldom does anyone drop out because we all need new ideas.
The turnaround is fast as there are only 2 names on the list and you only have to do it once.

1). jaharr@zangcenter.com

2). molly.cotter@kingthompson.com

MARKET INFORMATION

The average rate on a 30-year fixed mortgage was unchanged at 3.87%, Freddie Mac said.  The average on a 15-year fixed was also unchanged, at 3.16%.
- USA Today, February 17, 2012. -



Hi Everybody,

Thanks in advance for taking the time to read the 3rd posting on my blog, "A Moment with Molly".  It's National Heart Month, so be kind to your heart!

Best wishes,
Molly

QUOTE!

"Believe with all of your heart that you will do what you were made to do".

Orison Swett Marden

Market Conditions

30-, 15-year mortgage rates still near record lows.......

Mortgage rates nationally remain at or near record lows, Freddie Mac said yesterday. The average 30-year, fixed-rate loan was unchanged at 3.87 percent for the week that ended yesterday. The average 15-year, fixed-rate loan inched up to 3.16 percent for the recent week, compared with 3.14 percent for the previous week.

- The Columbus Dispatch - February 10, 2012

Pear and Cherry Crumble

Pear and Cherry Crumble

Click on link for a delicious recipe from The American Heart Association!
www.heart.org

February is National Heart Month

Emergency Stress Stoppers
There are many stressful situations — at work, at home, on the road and in public places. We may feel stress because of poor communication, too much work and everyday hassles like standing in line. Emergency stress stoppers help you deal with stress on the spot.
Try these emergency stress stoppers. You may need different stress stoppers for different situations and sometimes it helps to combine them.

• Count to 10 before you speak.
• Take three to five deep breaths.
• Walk away from the stressful situation, and say you'll handle it later.
• Go for a walk.
• Don't be afraid to say "I'm sorry" if you make a mistake.
• Set your watch five to 10 minutes ahead to avoid the stress of being late.
• Break down big problems into smaller parts. For example, answer one letter or phone call per day, instead of dealing with everything at once.
• Drive in the slow lane or avoid busy roads to help you stay calm while driving.
• Smell a rose, hug a loved one or smile at your neighbor.

- The American Heart Association -

www.heart.org

Hi everybody. 
Just a short note to thank all of you for reading my 1st post on my blog.  I appreciated all of your comments.  As we celebrate Valentine's Day on the 14th, let's not forget the 200th birthday of Columbus, Ohio on that day, too.  "Happy Birthday Columbus"!

-Molly